Terms Of Use

Terms of Use

Last updated: 6 September 2026

These Terms of Use explain the rules that apply when you visit https://start20sidehustles.com, purchase a product or access content supplied through the website.

By using the website, creating an account or purchasing a product, you agree to these Terms. If you do not agree, please do not use the website or purchase its products.

1. About This Website
This website is operated by John Paul Richards (“I”, “me” or “my”).

Website: https://start20sidehustles.com Country of operation: United Kingdom

The website provides educational content, digital products, private label rights products, membership content and related resources.

2. Age Requirement
You must be at least 18 years old—or the legal age required to enter a contract where you live—to purchase products or create an account through this website.

3. Changes to These Terms
I may update these Terms when the website, products, services or legal requirements change.

The latest version will be published on this page, and the “Last updated” date will be changed accordingly.

Changes will not remove rights that already apply to a completed purchase.

4. Website Content and Intellectual Property
Unless otherwise stated, the website and its original content—including text, graphics, branding, videos, designs and downloads—are owned by me or used with permission.

You may view the website and use its publicly available content for personal, lawful purposes.

You must not:

Copy or republish website content without permission
Remove copyright, trademark or ownership notices
Use my name, branding or product images in a way that suggests an unauthorised connection or endorsement
Resell, share or distribute a product unless its licence expressly allows it
Attempt to claim ownership of my website, branding or protected materials
Rights supplied with a particular product are governed by the licence included with that product.

5. Acceptable Use
You must use the website lawfully and must not:

Attempt to gain unauthorised access to the website, membership area, accounts or servers
Introduce malicious software or harmful code
Interfere with the operation or security of the website
Use automated requests or scraping in a way that places an unreasonable burden on the website
Share another person’s account or access protected content without permission
Use the website to send spam, unlawful material or abusive communications
Use any product in a way that infringes another person’s rights or breaks the law
Access may be restricted or removed where these rules are breached.

6. Digital Products and Delivery
Products are normally delivered electronically through a download page, membership area, email or third-party sales platform.

You are responsible for:

Providing an accurate email address
Keeping your login details secure
Having suitable internet access and software
Downloading and safely storing your purchased files
Contacting support if you experience a genuine access problem
If a product does not arrive or a download does not work, please contact me using the details at the bottom of these Terms.

7. Orders and Payments
Some purchases may be processed through WarriorPlus and its supported payment providers.

The checkout page will show the price, payment arrangement and any recurring charge before you place an order.

You are responsible for reviewing the checkout information before purchasing. WarriorPlus and payment providers may also apply their own terms and privacy policies.

I do not normally receive or store your complete payment-card or payment-account details.

8. Memberships and Recurring Access
Where a product includes membership access, the sales page and checkout page will explain what is included and whether payment is one-off, recurring or for a fixed period.

Membership content may be released monthly or according to the schedule shown on the relevant sales page.

You must not share your membership login or distribute protected membership content except where the product’s licence specifically permits distribution.

If a recurring membership is cancelled:

Future payments should stop in accordance with the payment platform’s cancellation process
Access to future membership content may end
You will not receive reports or resources released after your paid access ends
Files already downloaded remain subject to their original product licence
Cancelling a membership does not automatically create a right to a refund for payments already made, although your applicable consumer rights remain unaffected.

9. Product Licences and PLR Rights
Some products include private label rights, resale rights or personal-use rights.

The exact rights supplied are stated in the licence included with the product. You must read that licence before editing, branding, sharing or selling any material.

Unless the product licence expressly says otherwise:

Your purchase is for one buyer or business
You may not transfer your membership or account
You may not pass private label rights to your customers
You may not sell or distribute the editable source files
You may not claim copyright ownership of the original material
Products sold to your customers must be supplied only with the rights permitted by the licence
If a product-specific licence differs from these general Terms, the product-specific licence will control how that product may be used.

You are responsible for checking, editing and updating PLR content before publishing it under your own name.

10. Refunds and Cancellation Rights
Any voluntary refund guarantee will be stated on the relevant sales page or checkout page.

Refund requests should be submitted through the support method provided for the product or transaction.

Nothing in these Terms removes your statutory rights under applicable consumer law.

Digital content may be supplied immediately after purchase. Where required by law, you may be asked to expressly consent to immediate delivery and acknowledge that beginning the download or accessing the content may affect your statutory cancellation right.

A refund may be refused where no legal or advertised refund right applies, but every request will be considered in accordance with the applicable sales terms and consumer law.

11. Affiliate Links
Some links may be affiliate links. This means I may receive a commission if you click a link and make a purchase, at no additional cost to you.

Third-party products are supplied under the provider’s own terms. You should carry out your own checks before purchasing.

12. Third-Party Websites and Services
This website may link to external websites, platforms, tools or services.

I do not control those third parties and am not responsible for their content, availability, security, terms or privacy practices.

Using a third-party website or service is subject to that provider’s own terms and policies.

13. Educational Content and No Professional Advice
Website content and products are provided for educational and informational purposes.

Nothing provided constitutes legal, financial, accounting, tax, investment or other professional advice.

You remain responsible for your decisions and should obtain qualified professional advice where appropriate.

14. Earnings and Results
No income, profit or business result is promised or guaranteed.

Your results depend on factors including your experience, decisions, effort, available time, market conditions and how you apply the information.

You may earn more or less than examples discussed, or you may earn nothing. Please read the separate Disclaimers and Disclosures page for further information.

15. Availability and Accuracy
I aim to keep the website available and the information accurate, but I cannot guarantee uninterrupted access or that every item will always remain current or error-free.

The website may occasionally be unavailable because of maintenance, technical issues, hosting problems or circumstances outside my control.

I may correct errors and make reasonable updates to the website and products.

16. Liability
Nothing in these Terms excludes or restricts liability for:

Death or personal injury caused by negligence
Fraud or fraudulent misrepresentation
Any matter that cannot legally be excluded
Your statutory consumer rights
Subject to those protections and to the extent permitted by law, I will not be responsible for indirect or unforeseeable losses, loss of profit, loss of business opportunities or losses caused by your use of information contrary to the instructions or product licence.

Where liability can lawfully be limited, it will not exceed the amount paid for the product directly giving rise to the claim.

17. Suspension or Termination
I may suspend or terminate access where I reasonably believe that:

These Terms or a product licence have been breached
An account is being shared or misused
Protected content is being distributed without permission
Access creates a security or legal risk
A payment has been reversed, refunded or remains unpaid
Where practical and appropriate, I will provide an explanation or an opportunity to resolve the issue.

Termination does not cancel obligations that arose before access ended, including obligations under a product licence.

18. Privacy
Personal information is handled in accordance with the website’s Privacy Policy.

You should read that policy to understand what information may be collected and how it may be used.

19. Severability
If part of these Terms is found to be unlawful or unenforceable, the remaining provisions will continue to apply.

20. Entire Agreement
These Terms, together with the Privacy Policy, Disclaimers and Disclosures page, relevant sales page, checkout terms and any product-specific licence, form the agreement relating to your use of the website and purchased products.

21. Governing Law and Courts
These Terms are governed by the laws of England and Wales.

The courts of England and Wales will have jurisdiction, subject to any mandatory consumer rights that allow you to bring a claim in another applicable court.

22. Contact
If you have a question about these Terms, a purchase or your access, please contact:

John Paul Richards Website: https://start20sidehustles.com Contact: legal@start20sidehustles.com